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Privacy Policy

Last updated 2026-06-02

The short version

MMO Pay is a non-custodial payment tool. Funds move directly from a buyer's wallet to a merchant's wallet on Solana. We never hold your funds and never store private keys or seed phrases. We protect wallet addresses from public view, but Solana transactions themselves are public on the blockchain, so this is privacy-preserving, not anonymity.

What we collect

  • Merchant wallet address (used as your sign-in identity).
  • Profile details you enter: display name, payout wallet, accepted tokens, optional logo and webhook URL.
  • Payment records: amounts, tokens, timestamps, on-chain transaction signatures, and the buyer's wallet address stored encrypted at rest.
  • Email and optional wallet, only if you join the waitlist.
  • IP address and user agent for rate limiting and the audit log.

What we do not collect

We never collect or store private keys or seed phrases. We do not run third-party advertising or cross-site tracking, and we do not sell your data.

Wallet address protection

Buyers and merchants are shown as aliases in normal interfaces. Buyer wallet addresses are encrypted (AES-256-GCM) at rest and are never displayed in public pages or receipts. A merchant can see a masked address for payments they received. Authorized administrators can decrypt a full address for compliance, and every such reveal is recorded in an append-only audit log.

On-chain data

Payments settle as ordinary Solana transactions. Transaction details (amounts, the involved addresses, signatures) are public on the Solana blockchain and are outside our control. We shield addresses inside our own product surfaces only.

Cookies

We use a single secure, httpOnly session cookie to keep merchants signed in after they authenticate with their wallet. We do not use advertising or analytics cookies.

Sharing & legal requests

We do not sell personal data. We may disclose information where required by law or to respond to lawful requests, and we cooperate with valid legal process. We are not a tool for evading the law.

Retention & your choices

We keep merchant and payment records for as long as your account is active and as needed for legal, accounting, and audit purposes. To request deletion of your account data or your waitlist email, contact us at the address below.

Contact

Questions about privacy: [email protected]

This policy is provided as a starting point and is not legal advice. Have it reviewed by qualified counsel for your jurisdiction before launch.