Terms of Service

MMO Pay is non-custodial payment software. It helps merchants create payment links and accept supported Solana tokens. Payments move directly from the buyer's wallet to the merchant's wallet on-chain. We never take custody of funds, never hold balances, and never store private keys. We are a software tool, not a bank, broker, exchange, or money transmitter.

On-chain transactions are irreversible. MMO Pay does not provide refunds, chargebacks, or escrow. A payment is marked paid only after it is verified and finalized on the Solana blockchain. Disputes about goods or services are between the buyer and the merchant.

You may not use MMO Pay for anything unlawful, or to facilitate fraud, sanctions evasion, money laundering, or other illegal activity. Our privacy features protect wallet addresses from public exposure; they are not a tool to evade the law, and we will cooperate with valid legal process. We may suspend accounts that violate these terms.

You are responsible for your payout wallet and its security, for the accuracy of your listings and prices, for your own customer terms and support, and for any taxes, licenses, or regulatory obligations that apply to your business. If you arrived through a referral, a disclosed percentage of each sale is paid to your referrer from your proceeds.

Supported tokens and networks may change. Crypto assets are volatile and you use them at your own risk. We are not responsible for losses from network conditions, wallet errors, sending to a wrong address, or third-party RPC or wallet provider failures.

The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, MMO Pay and its operators are not liable for indirect, incidental, or consequential damages, or for any loss of funds occurring on-chain or via third-party services.

We may update these terms; continued use means you accept the changes. Questions: [email protected]